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Henry Zhang


Henry Zhang (Ph.D.) was a home lending executive for a local major bank. Over that period, he had processed countless lending applications and helped many customers to achieve their Australian dream and build their wealth in the property sector. In his current role, as the director and principal broker of Intelligent Financial Solutions, he feels extremely confident and excited to engage in robust conversations with customers, offer tailored products and services. Ultimately, improving customers’ financial position and allowing customers to have a property they call home.

We aim to become your lifelong financial solution provider whom you can always trust.

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Sandy Chen

Managing Director

Throughout my professional career, I have garnered a wealth of expertise in the intricacies of home lending, commercial lending, and effective leadership. This multifaceted experience has equipped me with a comprehensive understanding of the financial landscape, allowing me to navigate the complexities of diverse client needs.

By prioritizing a customer-centric orientation, I aim not only to meet but to exceed the expectations of those I serve. This approach has proven instrumental in fostering lasting relationships and, more importantly, in guiding clients towards their financial goals. 

In leadership roles, I have honed the ability to inspire and guide teams toward peak performance. My strategic vision and hands-on approach have contributed to the success of my teams, fostering a collaborative environment that thrives on innovation and adaptability.

As a seasoned mortgage broker, I find immense fulfilment in being a catalyst for clients’ financial success. Whether facilitating home purchases or navigating complex commercial transactions, I am dedicated to providing tailored solutions that align with the individual goals and aspirations of those I serve.

Looking ahead, I remain steadfast in my commitment to staying abreast of industry trends and evolving financial landscapes. This ensures that I can continue to offer cutting-edge insights and solutions, positioning both myself and my clients for success in an ever-changing market.

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Barry Liu

Director of Strategy & Analytics

Barry is a seasoned broker with 10 years of experience in the lending industry. As the Director of Strategy & Analytics, Barry will play a pivotal role in shaping the future of our company and driving innovation and inspiration in our approach.

With 5 years of experience as a lender and as a business development manager for local banks, and an additional 5 years as a senior broker, Barry has cultivated a profound understanding of the financial landscape in the realm of home lending.

Over the past decade, Barry has assisted hundreds of customers in fulfilling their dreams of settling into their own homes, while also providing invaluable support to countless brokers in establishing successful careers in the field.

Barry possesses a genuine passion for understanding the unique life stories of each customer and derives immense satisfaction from guiding them through the journey of securing a home loan.

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Emma Wu

Mortgage Broker, Broker Support Lead

Emma is a qualified mortgage broker with extensive knowledge in lending industry over the past year, specializing in loan writing and support. In her past career history, she got over five years of experience working in the major bank of Australia, specializing in reconciliation, investigation, and customer service. These positions demanded a keen eye for detail, a deep understanding of banking processes, and a commitment to resolving discrepancies efficiently and effectively. She developed a knack for identifying and addressing issues within financial records, ensuring accuracy and compliance with regulatory standards.

Additionally, she brings a strong foundation in accounting, with more than five years of background and hands-on experience in this field. This experience provided her with a solid understanding of financial principles and the ability to meticulously manage financial data and analysis, a skill that has proven invaluable in her subsequent roles.

As the lead of support of Intelligent Financial Solutions, she eagers to continue her professional journey, leveraging her expertise to become a customer advocates, problem solvers and knowledge ambassadors to contribute to the success of our organization.

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Rainbow Tan

Mortgage Broker

I bring extensive experience in commercial real estate marketing and management, including hands-on involvement in overseeing major commercial projects. My passion for the real estate industry is complemented by my robust communication, coordination, and decision-making skills. From 2008 to 2014, I served as the Investment Operations Manager at Guangzhou Shengdi Group, contributing to projects such as Huadi Xintiandi, Shengxian Mobile City, Shengdi Huadu New World Hotel, and Shengdi Huadu Leather City.

In 2017, I ventured into the mortgage industry. With in-depth knowledge of real estate, commercial loans, and housing loans, I am well-prepared to assist you. I have access to a wide range of resources to help you assess your creditworthiness and guide you in selecting the most suitable loan product from various lending institutions. My innovative mindset and open approach enable me to customize solutions to your specific needs.

As a Senior Lending Consultant at Intelligent Financial Solutions, my commitment is to help you discover the loan solution that perfectly aligns with your requirements and maximizes your financial interests within the diverse landscape of credit options available today.

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Elina Wang

Mortgage Broker

Elina Wang, a qualified mortgage broker, is experienced in loan application preparation with close and confidential consultation with customers. She has gained extensive knowledge and customers confidence during her dealings with customers from varying background and sectors. In recent 10 years, she has been working at the forefront in customer service industry in Australia and overseas where she has been engaged in reconciliation and investigation of customers issues, product promotion, and product sales.

More importantly, she has professional qualification and hands-on experience in financial accounting and finance management. During this qualification and work experience, she gained a thorough comprehension of financial concepts as well as the capacity to carefully manage financial data and analysis, both of which have been crucial in her career and recent dealings with a range of Australian Banks and private companies. Utilizing her experience, she has developed a skillset to manage financial records ensuring accuracy and compliance with regulatory standards in efficient and effective manner.

With this deep financial knowledge and experience in customer dealings, Elina integrated herself well within Intelligent Financial Solutions. She is motivated to advance in her career and use her skills to help our company succeed by becoming a client champion, a problem solver, and a knowledge ambassador.

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Elaine Yang

Mortgage Broker

I’m Elaine, your trusted mortgage broker, here to simplify and streamline your home financing journey. With a wealth of experience in the mortgage industry, I’m committed to helping you secure the ideal loan that suits your unique homeownership aspirations.

Navigating the mortgage market can be complex, but I’m here to make it effortless for you. Whether you’re a first-time homebuyer looking for that perfect starter home or a seasoned homeowner seeking to refinance, I specialize in finding tailored solutions that match your financial needs.

What sets me apart as a mortgage broker is my unwavering dedication to your homeownership dreams. I prioritize clear communication, transparency, and a deep understanding of your financial objectives. I take pride in simplifying the intricacies of mortgage lending, making the process as smooth as possible.

Choosing me as your mortgage broker means you’re partnering with someone who genuinely cares about your homeownership journey. Your financial well-being and peace of mind are my top priorities. Let’s work together to transform your dream of owning a home into a reality. I’m excited to guide you every step of the way, ensuring that you secure the perfect mortgage for your new chapter in life.

Victoria Team

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Dean Lu

Mortgage Broker

Dean Lu, a seasoned professional in the financial industry, brings a wealth of expertise as a Mortgage Broker at Intelligent Financial Solutions. With a strong background in mortgage lending, Dean excels in guiding clients through the intricate process of securing optimal home financing.

Dean excels in cultivating strong relationships with lenders, ensuring access to a wide range of mortgage options. His proficiency in assessing clients’ financial profiles enables him to tailor mortgage packages that align with individual needs and goals.

Known for his transparency and effective communication, Dean simplifies complex financial concepts, empowering clients to make informed decisions about their home investments. His dedication to delivering exceptional service is reflected in the successful realisation of countless homeownership dreams.

Dean Lu, as a Mortgage Broker at Intelligent Financial Solutions, continues to be a trusted partner for individuals seeking reliable, client-centric mortgage advisory services.



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Carol Yu

Mortgage Broker

Carol is a passionate professional Mortgage Broker who works with Intelligent. According to her study and work experience, she has a deep understanding of the market.

As a Mortgage Broker, Carol always can help clients secure the best mortgage solutions for their needs. She acts as an intermediary between borrowers and lenders, providing personalised advice and guidance throughout the mortgage process.

Furthermore, she is fluent in both English and Mandarin, which further enhances her ability to serve a diverse range of clients.

Overall, Carol is passionate about helping individuals and families find the right mortgage solution that meets their financial goals. She is confident in her abilities to provide exceptional service and deliver results for her clients.

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Freya Ning

Mortgage Broker

Freya Ning, an experienced broker specialising in property valuation and appreciation, particularly in the Eastern Suburbs of Melbourne, such as Mount Waverley, Glen Waverley, Burwood etc. she have a deep understanding of how factors like school districts can impact property values and help clients analyse their investment directions effectively.

One of her strengths is communicating effectively with clients and actively seeking their feedback to build strong and lasting relationships. With a wealth of experience in investment structures and various types of loan products, she can quickly and accurately identify customer needs and provide effectives solutions.

Assisting both overseas and local clients in finding a suitable house in the Eastern Suburbs shows your versatility and dedication to meeting diverse client needs. 

Queensland Team

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Leo Li

Mortgage Broker

As a committed mortgage broker, I dedicate myself to providing exceptional customer service and personalized mortgage solutions. With a passion for helping individuals and families achieve their homeownership dreams, I take pride in guiding my clients through the intricate mortgage process with transparency, empathy, and attention to detail. My approach is centered on understanding each client’s unique needs and circumstances, ensuring that I offer tailored advice and options that align with their financial goals. 

I believe in fostering strong, trusting relationships and am always available to answer questions, provide insights, and offer support throughout the entire journey. As a professional who values integrity and reliability, I am committed to delivering results that exceed expectations and make the path to homeownership as smooth and enjoyable as possible. If you’re looking for a mortgage broker who truly cares about your success and satisfaction, I’m here to help you every step of the way.

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Anson Hu

Mortgage Broker

Anson Hu is a professional who has been working in customer loans for more than 10 years. As a mortgage broker at Intelligent Financial Solutions., my mission is to provide customers with “professional financial solutions.”

Anson prioritizes communication and collaboration with clients, always maintaining transparency and integrity. He explains the pros and cons of different mortgage options, helps clients understand various loan terms and conditions, and ensure they make informed decisions.

Whether clients are homebuyers or refinancers, Anson provides professional advice and support. Hetay updated on changes and trends in the mortgage market, assisting clients in securing favorable loan terms in a competitive market.

If you are looking for a reliable, professional mortgage broker to assist with your loan needs, Anson will provide you with quality service and help you achieve your financial goals!

ACT Team

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Adam Liu

Mortgage Broker

Over the course of the past 15 years, Adam has established and managed multiple retail establishments across diverse industries. Currently, he leverages his wealth of experience and proficiency in customer and financial services to function as an accomplished mortgage broker. Adam understands that purchasing a home is a significant financial commitment, and he is dedicated to delivering tailored mortgage solutions that align with each client’s unique financial goals and circumstances.

Adam’s approach extends beyond securing competitive interest rates and includes comprehensive financial analysis and meticulous risk assessments to ensure clients fully comprehend the long-term implications of their mortgage choices. Drawing upon robust networks of Intelligent Financial Solutions and leveraging strong partnerships with multiple banks and financial institutions, Adam offers a diverse range of mortgage products designed to accommodate a wide spectrum of requirements.

Committed to the highest standards of integrity and professionalism, Adam delivers transparent, informed, and reliable advice. Whether you are a first-time homebuyer or seeking to refinance an existing mortgage, Adam offers personalized guidance throughout the entire process, ensuring a seamless and stress-free experience.
Adam looks forward to the opportunity to assist you in navigating the complexities of mortgage financing and achieving your homeownership aspirations.

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