Henry Zhang
Founder
Henry Zhang (Ph.D.) was a home lending executive for a local major bank. Over that period, he had processed countless lending applications and helped many customers to achieve their Australian dream and build their wealth in the property sector. In his current role, as the director and principal broker of Intelligent Financial Solutions, he feels extremely confident and excited to engage in robust conversations with customers, offer tailored products and services. Ultimately, improving customers’ financial position and allowing customers to have a property they call home.
We aim to become your lifelong financial solution provider whom you can always trust.
Sandy Chen
Managing Director
Throughout my professional career, I have garnered a wealth of expertise in the intricacies of home lending, commercial lending, and effective leadership. This multifaceted experience has equipped me with a comprehensive understanding of the financial landscape, allowing me to navigate the complexities of diverse client needs.
By prioritizing a customer-centric orientation, I aim not only to meet but to exceed the expectations of those I serve. This approach has proven instrumental in fostering lasting relationships and, more importantly, in guiding clients towards their financial goals.
In leadership roles, I have honed the ability to inspire and guide teams toward peak performance. My strategic vision and hands-on approach have contributed to the success of my teams, fostering a collaborative environment that thrives on innovation and adaptability.
As a seasoned mortgage broker, I find immense fulfilment in being a catalyst for clients’ financial success. Whether facilitating home purchases or navigating complex commercial transactions, I am dedicated to providing tailored solutions that align with the individual goals and aspirations of those I serve.
Looking ahead, I remain steadfast in my commitment to staying abreast of industry trends and evolving financial landscapes. This ensures that I can continue to offer cutting-edge insights and solutions, positioning both myself and my clients for success in an ever-changing market.
Barry Liu
Director of Strategy & Analytics
Barry is a seasoned broker with 10 years of experience in the lending industry. As the Director of Strategy & Analytics, Barry will play a pivotal role in shaping the future of our company and driving innovation and inspiration in our approach.
With 5 years of experience as a lender and as a business development manager for local banks, and an additional 5 years as a senior broker, Barry has cultivated a profound understanding of the financial landscape in the realm of home lending.
Over the past decade, Barry has assisted hundreds of customers in fulfilling their dreams of settling into their own homes, while also providing invaluable support to countless brokers in establishing successful careers in the field.
Barry possesses a genuine passion for understanding the unique life stories of each customer and derives immense satisfaction from guiding them through the journey of securing a home loan.
David Xu
Business Growth and Branding Partner
David Xu has eight years of management experience in the mortgage brokerage industry, during which his team has successfully completed over $900 million in settlements.
As a founding partner of Intelligent Financial, David plays a crucial role in establishing branch offices in major cities. His responsibilities encompass recruitment, management, training, and the development of operational processes and systems. Through his leadership, David has not only built a strong team but also contributed significantly to the growth and success of the company.
Emma Wu
Mortgage Broker, Broker Support Lead
Emma is a qualified mortgage broker with extensive knowledge in lending industry over the past year, specializing in loan writing and support. In her past career history, she got over five years of experience working in the major bank of Australia, specializing in reconciliation, investigation, and customer service. These positions demanded a keen eye for detail, a deep understanding of banking processes, and a commitment to resolving discrepancies efficiently and effectively. She developed a knack for identifying and addressing issues within financial records, ensuring accuracy and compliance with regulatory standards.
Additionally, she brings a strong foundation in accounting, with more than five years of background and hands-on experience in this field. This experience provided her with a solid understanding of financial principles and the ability to meticulously manage financial data and analysis, a skill that has proven invaluable in her subsequent roles.
As the lead of support of Intelligent Financial Solutions, she eagers to continue her professional journey, leveraging her expertise to become a customer advocates, problem solvers and knowledge ambassadors to contribute to the success of our organization.
Rainbow Tan
Mortgage Broker
I bring extensive experience in commercial real estate marketing and management, including hands-on involvement in overseeing major commercial projects. My passion for the real estate industry is complemented by my robust communication, coordination, and decision-making skills. From 2008 to 2014, I served as the Investment Operations Manager at Guangzhou Shengdi Group, contributing to projects such as Huadi Xintiandi, Shengxian Mobile City, Shengdi Huadu New World Hotel, and Shengdi Huadu Leather City.
In 2017, I ventured into the mortgage industry. With in-depth knowledge of real estate, commercial loans, and housing loans, I am well-prepared to assist you. I have access to a wide range of resources to help you assess your creditworthiness and guide you in selecting the most suitable loan product from various lending institutions. My innovative mindset and open approach enable me to customize solutions to your specific needs.
As a Senior Lending Consultant at Intelligent Financial Solutions, my commitment is to help you discover the loan solution that perfectly aligns with your requirements and maximizes your financial interests within the diverse landscape of credit options available today.
Elina Wang
Mortgage Broker
Elina Wang, a qualified mortgage broker, is experienced in loan application preparation with close and confidential consultation with customers. She has gained extensive knowledge and customers confidence during her dealings with customers from varying background and sectors. In recent 10 years, she has been working at the forefront in customer service industry in Australia and overseas where she has been engaged in reconciliation and investigation of customers issues, product promotion, and product sales.
More importantly, she has professional qualification and hands-on experience in financial accounting and finance management. During this qualification and work experience, she gained a thorough comprehension of financial concepts as well as the capacity to carefully manage financial data and analysis, both of which have been crucial in her career and recent dealings with a range of Australian Banks and private companies. Utilizing her experience, she has developed a skillset to manage financial records ensuring accuracy and compliance with regulatory standards in efficient and effective manner.
With this deep financial knowledge and experience in customer dealings, Elina integrated herself well within Intelligent Financial Solutions. She is motivated to advance in her career and use her skills to help our company succeed by becoming a client champion, a problem solver, and a knowledge ambassador.
Elaine Yang
Mortgage Broker
I’m Elaine, your trusted mortgage broker, here to simplify and streamline your home financing journey. With a wealth of experience in the mortgage industry, I’m committed to helping you secure the ideal loan that suits your unique homeownership aspirations.
Navigating the mortgage market can be complex, but I’m here to make it effortless for you. Whether you’re a first-time homebuyer looking for that perfect starter home or a seasoned homeowner seeking to refinance, I specialize in finding tailored solutions that match your financial needs.
What sets me apart as a mortgage broker is my unwavering dedication to your homeownership dreams. I prioritize clear communication, transparency, and a deep understanding of your financial objectives. I take pride in simplifying the intricacies of mortgage lending, making the process as smooth as possible.
Choosing me as your mortgage broker means you’re partnering with someone who genuinely cares about your homeownership journey. Your financial well-being and peace of mind are my top priorities. Let’s work together to transform your dream of owning a home into a reality. I’m excited to guide you every step of the way, ensuring that you secure the perfect mortgage for your new chapter in life.
Vincent Jiang
Mortgage Broker
Vincent is an experienced Mortgage Broker and CFA Charterholder with nearly 12 years of experience in the banking industry. He has also been running his own business for almost 10 years, giving him unique insights into the operations, finance, and investment aspects of local Australian businesses.
As a Mortgage Broker, Vincent leverages his extensive and solid financial background, combined with the characteristics of the local Australian real estate market, to provide personalised loan solutions that meet the actual needs of his clients. He aims to deliver a perfect product and service experience for his customers.
Nadia Cheng
Mortgage Broker
Nadia Cheng is a seasoned professional with over five years of specialized experience in both commercial and residential real estate. Throughout her career, she has cultivated a strong reputation for delivering outstanding service, demonstrating extensive industry expertise, and maintaining a personable, approachable demeanor. Nadia’s client-centric approach ensures that homeowners and investors alike receive tailored guidance, with a focus on transparency and support at every stage of the transaction process.
As a dedicated mortgage broker, Nadia is committed to identifying the optimal financing solutions for her clients, whether they are first-time homebuyers, experienced investors, or seeking refinancing options. Her ability to navigate complex mortgage products, combined with a meticulous attention to detail, simplifies the decision-making process for her clients. Nadia’s professionalism, coupled with her genuine care for each client’s unique financial objectives, positions her as a trusted partner in achieving long-term real estate and investment goals.
Josephine Luo
Mortgage Broker
I am a qualified mortgage broker with 17 years of experience in the banking sector, specializing in lending practices and a wide range of financial products. As a member of the Australian Financial Complaints Authority (AFCA) and the Finance Brokers Association of Australia (FBAA), I uphold the highest professional standards.
In my recent role at one of Australia’s major banks, I oversaw the loan process from pre-approval to settlement, working closely with brokers. My qualifications include a Bachelor’s degree in Finance and Accounting, and a real estate license, giving me a comprehensive understanding of the housing market.
I also contributed to the One Sydney Harbour project with Lendlease, further deepening my industry expertise. My passion is to guide clients through the complexities of financing, ensuring a smooth and stress-free process, whether for first-time buyers or those refinancing.
I am committed to delivering tailored solutions and helping clients achieve their homeownership dreams.
Daniel Chai
Mortgage Broker
Daniel is a dedicated mortgage broker with a proven track record of delivering exceptional client service and tailored financial solutions. With more than 5 years of experience in the financial services industry, he brings a deep understanding of the mortgage market and a commitment to helping clients achieve their real estate goals.
By leveraging his industry knowledge and strong relationships with lenders, Daniel works diligently to secure competitive rates and terms that align with his clients’ specific financial goals. From first-time buyers to seasoned investors, Daniel is committed to finding the perfect mortgage solution for you.
Daniel takes pride in building lasting relationships with his clients. He provides clear, concise guidance and is always available to answer questions or address concerns. With a strong emphasis on transparency and integrity, Daniel ensures that his clients feel confident and empowered throughout the mortgage application process.
Let Daniel help you turn your real estate dreams into a reality.
Victoria Team
Dean Lu
Mortgage Broker
Dean Lu, a seasoned professional in the financial industry, brings a wealth of expertise as a Mortgage Broker at Intelligent Financial Solutions. With a strong background in mortgage lending, Dean excels in guiding clients through the intricate process of securing optimal home financing.
Dean excels in cultivating strong relationships with lenders, ensuring access to a wide range of mortgage options. His proficiency in assessing clients’ financial profiles enables him to tailor mortgage packages that align with individual needs and goals.
Known for his transparency and effective communication, Dean simplifies complex financial concepts, empowering clients to make informed decisions about their home investments. His dedication to delivering exceptional service is reflected in the successful realisation of countless homeownership dreams.
Dean Lu, as a Mortgage Broker at Intelligent Financial Solutions, continues to be a trusted partner for individuals seeking reliable, client-centric mortgage advisory services.
Carol Yu
Mortgage Broker
Carol is a passionate professional Mortgage Broker who works with Intelligent. According to her study and work experience, she has a deep understanding of the market.
As a Mortgage Broker, Carol always can help clients secure the best mortgage solutions for their needs. She acts as an intermediary between borrowers and lenders, providing personalised advice and guidance throughout the mortgage process.
Furthermore, she is fluent in both English and Mandarin, which further enhances her ability to serve a diverse range of clients.
Overall, Carol is passionate about helping individuals and families find the right mortgage solution that meets their financial goals. She is confident in her abilities to provide exceptional service and deliver results for her clients.
Freya Ning
Mortgage Broker
Freya Ning, an experienced broker specialising in property valuation and appreciation, particularly in the Eastern Suburbs of Melbourne, such as Mount Waverley, Glen Waverley, Burwood etc. she have a deep understanding of how factors like school districts can impact property values and help clients analyse their investment directions effectively.
One of her strengths is communicating effectively with clients and actively seeking their feedback to build strong and lasting relationships. With a wealth of experience in investment structures and various types of loan products, she can quickly and accurately identify customer needs and provide effectives solutions.
Assisting both overseas and local clients in finding a suitable house in the Eastern Suburbs shows your versatility and dedication to meeting diverse client needs.
Coco Lv
Mortgage Broker
Coco is a knowledgeable mortgage broker with nine years of experience, having facilitated loans totalling over AUD 500 million and served more than 400 families. Coco specialises in tailoring five-year and ten-year family financial plans, focusing particularly on debt restructuring and asset reallocation, aiming for maximum long-term benefits. As a result, Coco’s clients primarily come through referrals, with a client retention rate exceeding 90% and a referral rate of over 80%.
Coco is renowned for providing long-term, responsible service to each client. Every financing solution is crafted with a deep understanding of the client’s circumstances, prioritising listening to their needs and meeting their expectations in the most convenient and effective manner possible.
Queensland Team
Michael Tang
Head of QLD, Mortgage Broker
Michael is dedicated to helping his clients achieve their financial goals, calling upon my years of experience in the finance industry to ensure my clients are kept well informed and educated throughout the process. Whether the loan is complex or simple, Michael is here to give a helpful hand to getting approval in a quick and efficient manner. Michael strives to be one of the best mortgage brokers in Brisbane. He has helped his clients with the right strategy for their home loans so they are able to pay off their loan sooner and save tens of thousands of dollars over the term of their loan.
Whether you’re buying your first home or consolidating debt, growing a property portfolio or exploring the best finance solutions for your business – it’s important you have someone experienced and dedicated that you can trust will work for you to get the best result.
Leo Li
Mortgage Broker
As a committed mortgage broker, I dedicate myself to providing exceptional customer service and personalized mortgage solutions. With a passion for helping individuals and families achieve their homeownership dreams, I take pride in guiding my clients through the intricate mortgage process with transparency, empathy, and attention to detail. My approach is centered on understanding each client’s unique needs and circumstances, ensuring that I offer tailored advice and options that align with their financial goals.
I believe in fostering strong, trusting relationships and am always available to answer questions, provide insights, and offer support throughout the entire journey. As a professional who values integrity and reliability, I am committed to delivering results that exceed expectations and make the path to homeownership as smooth and enjoyable as possible. If you’re looking for a mortgage broker who truly cares about your success and satisfaction, I’m here to help you every step of the way.
Anson Hu
Mortgage Broker
Anson Hu is a professional who has been working in customer loans for more than 10 years. As a mortgage broker at Intelligent Financial Solutions., my mission is to provide customers with “professional financial solutions.”
Anson prioritizes communication and collaboration with clients, always maintaining transparency and integrity. He explains the pros and cons of different mortgage options, helps clients understand various loan terms and conditions, and ensure they make informed decisions.
Whether clients are homebuyers or refinancers, Anson provides professional advice and support. Hetay updated on changes and trends in the mortgage market, assisting clients in securing favorable loan terms in a competitive market.
If you are looking for a reliable, professional mortgage broker to assist with your loan needs, Anson will provide you with quality service and help you achieve your financial goals!
Rebecca Fan
Mortgage Broker
Rebecca Fan is a dedicated mortgage broker at Intelligent Financial Solutions, bringing a fresh perspective and a commitment to excellence. With a background in the finance industry, Rebecca has quickly become known for her reliability, attention to detail, and exceptional service.
Rebecca’s ability to understand her clients’ unique financial situations allows her to provide tailored mortgage solutions that meet their specific needs. Her dedication to client satisfaction and unwavering work ethic make her a valuable asset to the team. Rebecca ensures that her clients receive the highest level of service and support throughout their mortgage journey, helping them achieve their financial goals with confidence.
Amber Hsiao
Mortgage Broker
Amber Hsiao is a highly experienced professional in the mortgage industry, bringing her extensive expertise to Intelligent Financial Solutions. With a robust background in mortgage lending, Amber excels at guiding clients through the complex process of obtaining the best home financing solutions.
Amber is renowned for building strong relationships with lenders, providing her clients with access to a diverse range of mortgage options. Her skill in evaluating clients’ financial situations allows her to create mortgage packages tailored to each individual’s unique needs and objectives.
Clients value Amber’s clear and client-focused approach. She is adept at breaking down complicated financial concepts, enabling clients to make well-informed decisions about their home investments. Amber’s commitment to exceptional service is evident in the countless successful homeownership journeys she has supported.
At Intelligent Financial Solutions, Amber remains a trusted advisor for those seeking dependable, client-oriented mortgage services. For expert mortgage guidance and exceptional service, Amber is ready to assist you in achieving your homeownership goals with confidence and care.
Stella Wang
Mortgage Broker
Stella Wang, a dedicated mortgage broker with a strong commitment to providing exceptional customer service and personalized mortgage solutions.With a passion for helping individuals and families achieve their homeownership dreams. Her approach is centered on truly understanding each client’s unique needs and circumstances.
By offering tailored advice and options that align with your financial goals, She ensures that you receive the best possible mortgage solutions. Whether you’re a first-time homebuyer, looking to refinance, or investing in property, her goal is to make the mortgage process as smooth and enjoyable as possible. At Intelligent Financial Solutions, She is ready to assist you in achieving your homeownership and investment goals with confidence and care.
Feel free to contact her for a no-obligation consultation.
Australian Capital Territory Team
Adam Liu
Mortgage Broker
Over the course of the past 15 years, Adam has established and managed multiple retail establishments across diverse industries. Currently, he leverages his wealth of experience and proficiency in customer and financial services to function as an accomplished mortgage broker. Adam understands that purchasing a home is a significant financial commitment, and he is dedicated to delivering tailored mortgage solutions that align with each client’s unique financial goals and circumstances.
Adam’s approach extends beyond securing competitive interest rates and includes comprehensive financial analysis and meticulous risk assessments to ensure clients fully comprehend the long-term implications of their mortgage choices. Drawing upon robust networks of Intelligent Financial Solutions and leveraging strong partnerships with multiple banks and financial institutions, Adam offers a diverse range of mortgage products designed to accommodate a wide spectrum of requirements.
Committed to the highest standards of integrity and professionalism, Adam delivers transparent, informed, and reliable advice. Whether you are a first-time homebuyer or seeking to refinance an existing mortgage, Adam offers personalized guidance throughout the entire process, ensuring a seamless and stress-free experience.
Adam looks forward to the opportunity to assist you in navigating the complexities of mortgage financing and achieving your homeownership aspirations.
Western Australia Team
Yuda Peng
Mortgage Broker
Yuda Peng is an accomplished Mortgage Broker with a strong foundation in the Western Australian mining sector. His extensive experience in this industry provides him with a sharp analytical perspective on the regional economy, allowing him to offer highly informed and strategic financial advice.
Leveraging his background in traditional mining, Yuda brings a profound understanding of economic trends and financial dynamics specific to Western Australia. This expertise enables him to craft tailored mortgage solutions that align with the unique needs and goals of his clients.
In his role as a Mortgage Broker, Yuda excels in conducting thorough client needs assessments and comprehensive financial analyses. His approach ensures that clients make well-informed decisions amidst complex loan options. By integrating his mining industry experience with current financial market insights, Yuda delivers strategic advice and effective solutions.
Committed to providing transparent and efficient service, Yuda Peng is dedicated to facilitating a seamless mortgage experience, whether you are a first-time homebuyer or seeking to optimize an existing mortgage. He looks forward to collaborating with you and using his specialized knowledge to help you achieve your property and financial goals.